Last updated: June 19, 2026
Welcome to cobalt-plateau. These Terms of Use govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree with any part of these terms, please do not use our website or services.
By accessing this website and using our services, you accept and agree to be bound by these Terms of Use and our Privacy Policy. These terms apply to all visitors, users, and others who access or use our services.
cobalt-plateau provides financial education and consultation services to individuals and businesses in Manchester and throughout the United Kingdom. Our services include but are not limited to:
Educational Purpose: Our services are educational and consultative in nature. We provide information, guidance, and recommendations to help you make informed financial decisions.
Not Financial Advice: The information and guidance we provide should not be construed as regulated financial advice, investment advice, or legal advice. We do not provide services that require authorization by the Financial Conduct Authority.
No Guarantees: We do not guarantee specific financial outcomes. Results will vary based on individual circumstances, economic conditions, and personal commitment to implementing recommendations.
When using our website and services, you agree to:
When you book a consultation through our website, you enter into an agreement to receive the selected service. We will confirm your booking via email and provide details about the consultation.
Payment for services is due at the time of booking or as otherwise agreed. Prices are listed in British Pounds (GBP) and include applicable taxes where required.
If you need to cancel or reschedule a consultation, please contact us at least 24 hours in advance. Cancellations made with less than 24 hours notice may be subject to a cancellation fee. We reserve the right to reschedule consultations in exceptional circumstances and will provide as much notice as possible.
To maximize the value of your consultation, you should:
All content on this website, including text, graphics, logos, images, audio clips, and software, is the property of cobalt-plateau or its content suppliers and is protected by United Kingdom and international copyright laws.
You may view, download, and print content from this website for personal, non-commercial use only. You may not modify, reproduce, distribute, or create derivative works from website content without express written permission.
We maintain strict confidentiality regarding information shared during consultations. However, you should be aware that:
To the fullest extent permitted by law:
This limitation of liability applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis.
You agree to indemnify, defend, and hold harmless cobalt-plateau, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses arising from:
Our website may contain links to third-party websites or services. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.
Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:
We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We may also update these Terms of Use periodically. Material changes will be communicated through our website. Your continued use of our services after changes constitute acceptance of the modified terms.
These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.
If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and cobalt-plateau regarding your use of our website and services.
Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of cobalt-plateau.
If you have questions about these Terms of Use, please contact us:
cobalt-plateau
45 Deansgate
Manchester, M3 2AY
United Kingdom
Email: [email protected]
By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.